Most Americans can tell of at least one health care experience like this: An insurance company steers them toward approved doctors, chooses the hospital or clinic, dictates the cost and even has a say in the method of care they receive.
In fact, this practice has become so prevalent that most patients grudgingly accept it as being normal or necessary. But the more than a quarter of a million members of Samaritan Ministries International (samaritanministries.org), one of the leading health care sharing ministries in America, know there is a better way. Samaritan’s 78,000-plus member households typically report that they have much more control, engagement and involvement in their health care.
For example, Renee from Texas reported that her husband’s surgery was an experience like no other because of the method and processes built into health care sharing through Samaritan Ministries.
“We felt like we had complete control over our health decisions,” Renee said. “We were able to easily choose the exact hospital, type of procedure, surgeon, etc., that we thought was best. All our providers appreciated working with a cash patient and readily offered significant cash discounts. Our need was shared and we received … tons of cards and prayer. Best health decision ever. And it’s biblical!”
Like Renee, Carolyn from Mississippi appreciates the control of her health care she has gained through health care sharing.
“Love being able to help other Christians with their medical needs and having control of which doctors and hospitals we use,” she said.
When Nancy from South Carolina had a brain bleed and two back surgeries in one year, the last thing she needed was an insurance company dictating her medical decisions.
“(Samaritan members) have been amazing to help us financially and it just makes life so much easier to know that we don’t have to be controlled by insurance or government mandates,” Nancy said.
But besides escaping the stranglehold of insurance companies, Samaritan members say that health care sharing also helps them to be more involved and engaged with their overall health.
“This ministry has led me to a closer understanding and appreciation for my own health and the lives of others around me,” said Robin from North Carolina. “I have become more responsible for my own wellness and the needs of others. I have developed a deeper spiritual understanding of my body as a temple of God.”
Each month, Samaritan members share about $27 million in medical needs person to person. In fact, in the decade from 2007 through 2017, Samaritan Ministries members shared $1.2 billion in health care needs.
While sending monthly financial shares directly to other member families, these members also pray and send notes and cards of encouragement through this effective, affordable and God-honoring ministry. For the 23 years of Samaritan Ministries’ existence, the monthly financial share has never exceeded $495 for a family of any size and is even less for couples and singles.
Samaritan Ministries offers two membership levels, Samaritan Classic and Samaritan Basic. Samaritan Basic has a lower monthly share coupled with a higher initial unshared amount than Samaritan Classic. This gives both present and future members two options for choosing what they believe is best for their families—and their budgets. Monthly shares for Samaritan Basic start as low as $100 for one person, $200 for two people and $250 for a family of any size, depending on age. Some guidelines differ between Samaritan Basic and Samaritan Classic; contact Samaritan Ministries for details or visit this link.
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